The Pardu

The Pardu
Watchful eyes and ears feed the brain, thus nourishing the brain cells.

Saturday, April 27, 2013

2013 Commonwealth Fund Report On The ACA: The Young Are Increasingly Being Covered.


What the Affordable Care Act Means if You Are... (Click here for larger and zoomable view)
Time Dot Com


If you follow the news on a regular basis two news items continue to evolved around cable network new rooms (e.g., Fox News and CNN) and certain print media like planets orbit the Sun.  Reports and stories of CEOs who continue to resist implementing ObamaCare and the reasons false reasons given for their obtuse anti-healthcare reform acts. Other networks and print media cover those stories, but the news entities also cover and report on studies that show the positive impact of the Affordable Care Act (ACA). 

The Price of Being Uninsured (interactive Infographic)

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Interactive Graphic: The Price of Being Uninsured - The Commonwealth Fund

On Friday April 16, 2013 The Commonwealth Fund released a detailed study of the impact of the ACA on specific sectors of the population. The survey was developed with a focus on age groups 19 - 64 and employment status. 

The Commonwealth Fund

The Commonwealth Fund, among the first private foundations started by a woman philanthropist—Anna M. Harkness—was established in 1918 with the broad charge to enhance the common good. 
The mission of The Commonwealth Fund is to promote a high performing health care system that achieves better access, improved quality, and greater efficiency, particularly for society’s most vulnerable, including low-income people, the uninsured, minority Americans, young children, and elderly adults. 
The Fund carries out this mandate by supporting independent research on health care issues and making grants to improve health care practice and policy. An international program in health policy is designed to stimulate innovative policies and practices in the United States and other industrialized countries.
Findings from the Commonwealth Fund 
Biennial Health Insurance Survey, 2012
Sara R. Collins, Ruth Robertson, Tracy Garber, and Michelle M. Doty
APRIL 2013

Commonwealth Fund ABSTRACT 

The major insurance coverage provisions of the Affordable Care Act go into effect in January 2014, providing new insurance options for people without health insurance and insurance market protections for consumers. The Commonwealth Fund Biennial Health Insurance Survey of 2012 finds that the reform law has significantly increased health insurance coverage of young adults. But the findings also underscore why it is critical that implementation continue on schedule. Nearly half (46%) of adults ages 19 to 64, or an estimated 84 million people, did not have insurance for the full year or were underinsured and unprotected from high out-of-pocket costs. Two of five (41%) adults, or 75 million people, reported they had problems paying their medical bills or were paying off medical debt. And more than two of five (43%), or 80 million people, reported cost-related problems getting needed health care.

ACA and Commonwealth Fund highlights:

 January 2014, major ACA provisions go into effect:  "new options for people who do not 
have insurance and sweeping new protections for those who buy health plans on their own."

Number of young uninsured moderately dropped: "...young adults, ages 19 to 25, who 
were uninsured for any time during the prior year fell from 48 percent in 2010 to 41 percent in 2012 (a decline of 1.9 million)." (See Chart 1 below)

Significant numbers of young adults have secured coverage under ACA: :...nearly 8 of 10 
(79%) young adults reported that they were insured at the time of the survey in 2012, up from 69 percent in 2010, or a gain in health insurance coverage for an estimated 3.4 million young adults."

ACA legislates coverage of adults up to age 26 with parenting requirements (coverage up to age 26): "...reversal in a decade-long upward climb in the number of uninsured young adults."


Other demographics have not experienced the moderate and positive impact of the ACA: "...uninsured rates for other age groups increased or stayed the same."

Commonwealth Fund Study link.

Click to download chart as a PowerPoint Slide

Click to download chart as a PowerPoint Slide

Click to download chart as a PowerPoint Slide
(pdf Chartpack)


The Comnmonwealth Fund shows a stark positive reality from the ACA. It also shows reasons for full implementation of the ACA.   


CEOs who have spoken publicly about their resistance to the ACA expected.  They express aversion to the humane legislation in some cases based in their politics and social views as well as for other more substantive reasons.  Many CEOS and Boards of Directors (wealthy people mind you) will find any strain or drain to their Profit and Loss statements unacceptable. We are fortunate that corporate America is not, en masse, railing against the ACA.

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