The Pardu

The Pardu
Watchful eyes and ears feed the brain, thus nourishing the brain cells.
Showing posts with label ACA. Show all posts
Showing posts with label ACA. Show all posts

Tuesday, October 17, 2017

The Daily GOP Ignominious: Seriously Fox News?

What would entice a person to maintain a healthy lifestyle?  (Paraphrased Fox News host question while discussing repeal of the ACA)

Fox News producers are the absolute pit.  I doubt the Fox show host who hosted the following segment actually believes simply leading a "healthy lifestyle" will ensure the prospect of a person living life without a need for medical care.  The host is yet another Fox News demagogue, but he seems to possess a modicum of cognitive acumen. That alone lends to disbelief he could be stupid.

We are not asserting Fox News producers are stupid; we wouldn't go there. Fox News producers are handsomely paid to foster, nurture and feed null garbage to willing sycophant viewers.  Their mission guides their production ignorance. 

Really Fox News? StumbleUpon

Sunday, July 30, 2017

ObamaCare: For Those Who Care

Image result for Aca
If you are like the majority of Americans, you have a position on the Affordable Care Act (AKA ObamaCare) and that position is most likely based on your personal experience. Of course, you may have lived to a point in life where you are covered via Medicare, or maybe covered via Medicaid. If you are covered by Medicare, and harbor major ill will or wish to appeal for the Obamacare, you are probably a high-end Baby Boomer conservative. 

In either case, you know one thing about the ObamaCare. It offers 30 million Americans opportunity for health care comprehensive health care. Health care where none existed unless employed in a job with medical coverage as an employee benefit. The law also places humane restrictions on how insurance companies administer plans: coverage for children up to age 26, pre-existing conditions coverage, and premium subsidies in cases of low-income families. All items the common conservatives don't give one damn about; especially if the conservative has to assist in any way with the availability of the law (eg. taxes and higher premiums).  To be fair since the inception of the ACA, millions who call themselves conservatives and are not yet Medicare eligible have come to realize their quality of life has improved via the ACA; that means it is now integral to their lives until age sixty-five.

Kaiser Family poll, 2013

Image result for obama care survey results

Kaiser Family poll 2016
Table 1: Voters’ Attitudes Towards the ACA
As you may know, a health reform bill was signed into law in 2010. Given what you know about the health reform law, do you have a generally favorable or generally unfavorable opinion of it?All votersTrump votersClinton voters
Favorable (NET)45%15%79%
          Very favorable20540
          Somewhat favorable251039
Unfavorable (NET)508118
          Very unfavorable33635
          Somewhat unfavorable171813
Don’t know/Refused544

While Trump supporters overwhelmingly want the law repealed, conservative (GOP) support in aggregate is a far different reality.
Figure 8: Among the 26 Percent Who Want the ACA Repealed, Some Attitudes Are Malleable
Let's cherry-pick things a bit Kaiser found a few of the ACA provisions appealing to most poll takers with one provision standing out like a whacked out president making inappropriate remarks at a Boy Scout Jamboree.

Table 2: Americans’ Opinions of ACA Provisions
Percent who say they have a FAVORABLE opinion of each of the following provisions of the law:TotalDemocratsIndependentsRepublicans
Allows young adults to stay on their parents’ insurance plans until age 2685%90%85%82%
Eliminates out-of-pocket costs for many preventive services83898377
Closes the Medicare prescription drug “doughnut hole” so people on Medicare will no longer be required to pay the full cost of their medications81868969
Creates health insurance exchanges where small businesses and people can shop for insurance and compare prices and benefits80908072
Provides financial help to low- and moderate-income Americans who don’t get insurance through their jobs to help them purchase coverage80918167
Gives states the option of expanding their existing Medicaid program to cover more low-income, uninsured adults80907967
Prohibits insurance companies from denying coverage because of a person’s medical history69756563
Increases the Medicare payroll tax on earnings for upper-income Americans69826363
Requires employers with 50 or more employees to pay a fine if they don’t offer health insurance60836045
Requires nearly all Americans to have health insurance or else pay a fine35573021
Note: Some items asked of half samples. Question wording abbreviated. See topline for full question wording.
For example, large shares of Americans – including at least eight in ten overall and at least eight in ten Democrats, Republicans, and independents – have a favorable view of the fact that the law allows young adults to stay on their parents’ insurance plans up to age 26.

So much for polling  data.  Charles Gaba, an authority on the ACA, offers two video with all you need to know about the ACA and its impact on the nation.  The video is in two parts. 

Part 1

Part 2


Tuesday, July 4, 2017

Healthcare? Easier Than Republicans Can See

Of course, the title aims at the GOP. It is written as such based on the reality the GOP doesn't want to "see" healthcare for all.  We must never forget the GOP, as a party, never supported the Affordable Care Act. 

Recall the following historic minute of video for the late 1930s and its relevance to aiding people  (Americans) when they may need it most.

FDR: "Let Me Warn You"

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Connect The Dots USA

Much has been written about how the Senate GOP “health” plan (BCRA) would gut Medicaid, cause 22 million more Americans to be uninsured by 2026, and lavish huge tax cuts on the fabulously wealthy. But what about the effect on skyrocketing insurance premiums and high deductibles in the non-group market (the exchanges)? Does it even begin to solve the very problem that Republicans have been railing about in the ACA? Not by a long shot. In fact, quite the reverse — just another GOP/Trump bait-and-switch.

Based on examples in the CBO estimates, I put together this handy chart comparing the two GOP plans to the ACA (current law) for a single individual with $26,500 of income ( = 175% of Federal Poverty Level) in 2026. I also show what that person would pay under a Medicare-For-All system based on this calculator: . As you might expect, Medicare-For-All is clearly the winner both in terms of cost and coverage.

Under both GOP plans, older and low-mid/income folks will get hammered the worst in the non-group insurance market (aka the “Age Tax”). That’s because the House GOP plan, unlike the ACA, does not peg the size of the premium tax credits to income or the retail price of insurance in a particular area. The Senate GOP plan’s tax credits are structured more like the ACA (taking into account income and geography), but they are much, much skimpier and pegged to a crappy 58% valued plan (a sub-Bronze “Rusty Can” plan) where deductibles will probably be as high as $8,000 to $10,000 by 2026).

Both GOP plans also eliminate the ACA’s cost-sharing subsidies, which lower deductibles, co-pays, co-insurance and max-out-of-pocket (MOOP) for folks making between 100% and 250% of Federal Poverty Level (FPL). Basically, under the ACA, a lower-income individual or family purchases a Silver plan and then the cost-sharing subsidies effectively bump them up to a Gold or Platinum plan with much lower out-of-pocket costs.

To make matters even worse for older folks, both GOP plans allow insurers to charge 5 times more for a 64-year-old compared to a 21-year-old. The ACA limited that to 3 times more.

Here we see the TrumpCare “age tax” at work. Look how the 64-year-old with income of just $26,500 goes from paying $1,700 in annual premiums for an excellent Gold-plus plan under the ACA to paying $6,500 for a skimpier Silver plan under the GOP Senate bill to a mind-boggling $14,600 for an even crappier Bronze plan under the GOP House bill. That’s nearly a quarter of her income under the Senate proposal and more than half of her income under the House bill — in premiums alone! Not to mention, she will be walloped with a $5,000 to $10,000 deductible and high co-pays. No doubt, this vulnerable senior would likely join the ranks of the uninsured. And that has nothing to do with freedom, choice or bad priorities.

Meanwhile, under a Medicare-For-All system, she and her entire household would be 100% covered (no out-of-pocket costs) for a mere 3% of household income or $795 per year in additional employer payroll tax. 

That’s a great deal!

Tuesday, June 13, 2017

GOP and Trump "Death Panels" (AHCA)

Image result for trump's death panels

Paul Ryan's House of Representative gleefully and dutifully passed a bill through the House which will (to keep it short) lead to 35 million Americans taken off the roles of human beings able to have medical coverage under the Affordable Care Act.

The Senate now has the bill and is apparently working in secret to get the bill passed into law.  The American Health Care Act is without question a legislative death panel.

Image result for trump's death panelsWe do not feel the topic is one which will lead to a personal desire to delve into paragraph after paragraph of text.  Let's save time and effort with a few snapshots of the current Republican effort to instill Ayn Rand like government across the fill scope of the nation. 

Unite Blue's 10 takeaways from the GOP AHCA.

If you are an American with any health conditions, a disabled American, a child or a pregnant woman, you should carefully review what is coming from your GOP.

Tuesday, May 2, 2017

Jimmy Kimmel's Heartfelt Story Riled GOP Heart Throb

Image result for kimmelJimmy Kimmel gave the world a glimpse at the value of life when a person or a family has medical coverage. Conversely, his message was stark and poignant: what is like like for people who have no such coverage and no way to afford care critical to saving or sustaining life.  
Kimmel performed a full 13-minute monologue. We have elected to post a condensed 2-minute version.

From the heart to the psyche of most Americans. Actually, to the heart of most people worldwide. 

Alas, with an exception. an exception which probably embodies the heart and soul of the majority of Americans who consider themselves Republican. Joe Walsh one term US Congressman spoke via Twitter as I am certain millions feel. How disgusting and ideology, how disgusting a political party, how disgusting a wish of death mindset?

Sorry Jimmy Kimmel: your sad story doesn't obligate me or anybody else to pay for somebody else's health care.

YOUR GOP StumbleUpon

Jimmy Kimmel: Medical Care, ACA Remote Access Medical (RAM)

Image result for Jimmy Kimmel reveals newborn son's open-heart surgery
As a person who never watches the 10:30 or 11:30 PM (depending on time zones) network TV talk shows, I had an experience this morning worthy of sharing.

You may have seen the Jimmy Kimmel monologue from last night;s show. If you didn't see the opening minutes of the show, we offer it now. Kimmel spoke about his son;s immediate after birth heart surgery. During the course of the monologue Kimmel, unabashedly spoke to the total ignorance and insensitivity of the business of "Pre-existing conditions." 

Think for a second about the horrors of an insurance company verdict of pain or death, if the suffer or their parents have no opportunity to pay for an illness or disease deemed "pre-existing" by some pre-care insurance clerk or underwriter.

Americans fail to appreciate and understand the full measure of compassion and humanity derived from the Affordable Care Act, by people who need some form of medical care.  We often seem to forget without Barack Obama and nancy Pelosi's heart numbing fit for passing the bill, all insurance companies wrote policies which prohibited coverage for pre-existing conditions.  People who applied for insurance coverage did so with full knowledge the carrier would reject them, or full knowledge the carrier would deem their condition "pre-existing." 
Conditions can be broken down into two further categories, according to Lisa Smith of Investopedia:[3]
Most insurance companies use one of two definitions to identify such conditions. Under the "objective standard" definition, a pre-existing condition is any condition for which the patient has already received medical advice or treatment prior to enrollment in a new medical insurance plan. Under the broader, "prudent person" definition, a pre-existing condition is anything for which symptoms were present and a prudent person would have sought treatment.
Imagine decades upon decades of such politics from an industry which for sake of Profit & Loss dynamics promulgated literal death panel decision. If you see the insensitive and ridiculousness of such politics and restrictions, you really can not avoid the reality of GOP acceptance of the insurance company death panels.  The ACA stop the proliferation of such policies.   

We now find Congress immersed in seeking votes to repeal the ACA and replace it possibly with watered-down versions of pre-existing condition guidelines or move back to no pre-existing conditions.  

And to think over half of Americans who bothered to vote voted to repeal (and maybe) replace the ACA. We have grown to be an unfeeling and insensitive nation replete with much Ayn Randism fostered by the Republican Party. No matter the kerfuffles and intra-party fighting of the current struggle to repeal the ACA, We remind without the election of Barack Obama, 20 million Americans would have suffered needlessly to the point in some cases of death.

The following 60 Minutes piece serves as a bit of an anthem as I consider the need for medical coverage.


Also remember, your GOP also doesn't care for Medicare nor Medicaid. 

Never forget! StumbleUpon

Tuesday, March 28, 2017

Trump Economic Talking Head (And A Lack Of Veracity)

In 2016, Donald Trump hired a well-known conservative economic talking head: Stephen Moore. On any given day, you can find Moore earning copious paychecks on camera at MSNBC, CNN and probably many visits to Fox News with his patented form of economic snake oil.

Of all of Moore's unrelated and over-the-top conservative rhetoric, the following is one case I recall most. 

Media Matters July 2014 (well before Trump declared himself a candidate for the GOP 2016 ticket): 

Conservative Media's Favorite Economist Caught Distorting Facts About Taxes And Job Creation

Moore's mission of late is that of the anti-Affordable Care Act terrorist. Moore recently appeared in an exchange with CNN's Anderson Cooper and Robert Reich, former Clinton Administration Secretary of Labor.  

Moores rounds also found him on the Christian Broadcast Network. In the spirit of Christianity, I wonder how the medical care abandonment for 24 million Americans stacks up in the aura of the scriptures. 
In 2011, Moore entered into an echage with MSNBC's Rachel Maddow (a sure fired loss on his part even before the interviews), regarding income gains of the top 1 percent and the gains of American in the lowest income strata. Well, you need not go any further Moore was lying.
Moore In the 1980s, "The lowest income people had the biggest gains."
 Steve Moore on Wednesday, February 2nd, 2011 in HBO's "Real Time with Bill Maher"   False

Actually, Moore's hire should never have surprised anyone. Donald Trump is an unarguable pathological liar. He surrounds himself with like personalities, so why would the addition of a camera ready economic theory liar even draw attention? 

Moore is following the GOP party line via the same use of mantra used to fight the enactment of the ACA. In 2000 and 2010, we heard or read these words on a daily basis: "death panels." Well, those panels never materialize today s common GOP regarding the ACAis the image-laden phrase "death spirals." There are fewer more prolific rightwing media propagandist than Hugh Hewitt.

Over the past weekend, Hewitt joined the chorus of well-compensated talking heads appearing on Cable news networks with the same "death spiral" lie.

Tampa Bay Times, Pundifact

Obamacare "is in a death spiral."
— Hugh Hewitt on Sunday, March 26th, 2017 in comments on "Meet the Press"  False

If you are a high information voter/person (HIV) and have a bit of time Ezra Klein's Vox offer a  detailed review of why the ACA is not on a conservative "death spiral."